Your Local Mortgage Broker & Navy Veteran — Ready to Buy or Refinance?

Mortgage Loans and Refinancing

Whether you’re buying your first home with conventional or FHA financing, self-employed and need a loan that fits how you actually get paid, using your VA loan benefit, or investing in property, I can help you find financing that fits. As a U.S. Navy veteran myself, I especially enjoy working with fellow veterans and military families — and I work with buyers throughout Valrico, Brandon, FishHawk, Lithia, Riverview, and Apollo Beach. See my service areas to find your community.

Services

Mike Neill celebrating a home closing with clients in FishHawk, FL

Buying

When you’re buying a home, there’s a lot of detail involved in obtaining a mortgage. I’ll explain the lending process, guide you through all the ups and downs, and get closed on time.

Refinancing

So many people get into the routine of just paying their mortgage each month, that they often fail to even think about refinancing. This is a mistake that could cost tens of thousands of dollars over the life of their current loan. I can help review all options to see if refinancing will truly benefit my customers financially.

Mike Neill

NMLS 1064583

About

Your dedicated mortgage broker from Tampa, FL. I’ll help you navigate the lending process to make sure you close on time with the best deal possible.

Cell: 813-892-8666
mike@nllfl.com

Contact

Benefits of Choosing Us

Trusted Service

As an experienced professional, you can feel confident that I either know the answer to your questions or will be able to get the answers for you quickly.

Hassle-free Experience

There’s no need to add more stress to your situation. Let me handle the legwork and make your experience as simple as possible.

Top Lending Resources

If you’re looking to buy or refinance your home, I partner with many of the top wholesale mortgage lenders. Let ME find the best deal for YOU!

Proven Track Record

With years of experience in finance, and an understanding of current trends, I can help you navigate the mortgage process to get the best deal.

Testimonials

By far the greatest experience with a home sale and mortgage broker I’ve ever had. Mike is professional on point and efficient. His response rate is 100% and likely within 15 minutes. My wife and I felt as if Mike wanted everything to occur smoothly for us as much as…

Google Review from Daniel Wildhagen

I had the pleasure of working with Mike Neill throughout my home loan process, and I can honestly say it was an exceptional experience. From the very beginning, he was incredibly professional, attentive, and knowledgeable. Every step of the process was explained clearly, and I always felt informed and supported.…

Google Review from William Ortiz

I had the pleasure of working with Mike Neill for my mortgage loan, and I couldn’t be more satisfied with the experience. From start to finish, Mike was professional, knowledgeable, and incredibly responsive. He took the time to explain every detail of the process, ensuring that I understood all my…

Google Review from Raylo G

Mike made my refinance a seamless process. His guidance and unparalleled expertise is unmatched in the industry. What truly impressed me was Mike’s exceptional communication skills – he took the time to explain complex details in a way that made sense to me. Moreover, his genuine care and attention to…

Google Review from Joe Hennelly

Mike Neill was my mortgage broker and he was an exceptional help before, during, and after my home-buying process. I have never met someone so dedicated and detail oriented. He made the whole process so easy and smooth for us. He knew exactly what was needed from us and he…

Google Review from Sandy R.

In purchasing my first home I had expectations of it being a long stressful and difficult process. I had put off buying a home for many years trying to avoid that stress but Mike Neill and his team made it easy and stress free for myself and my family, Five…

Google Review From Angel G

Mike was amazing throughout the entire process. He was very responsive, even when I would text him after hours and on the weekend. He was very knowledgeable and presented options I didn’t even know were possible. I have bought several houses in the past, but this was the first one…

Google Review From Becci R

Best Mortgage Broker Out There! We had a great experience working with Mike. He is very knowledgeable and ensured that we understood every step of the process. He maintained excellent communication and did not hesitate to answer all the questions that we had. Me and my family are grateful that we got to work…

My Listing Review From Arianna P

I worked with Mike as a real estate agent and he is honestly the best loan originator ever! He made the whole transaction process for the buyer and myself so smooth and stress-free. He truly is exceptional and highly experienced in his field, going above and beyond what was expected.…

Google Review From Angelica C. (Realtor)

I used Mike for my mortgage & he went above & beyond for me. I’ve had many mortgages in the past, but with this one Mike was always available, went thru step by step with me. I will only use him in the future. 5 stars is not enough for…

Google Review From Alexandrea J

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