Our Privacy Policy
Because we value your patronage, we want to address any privacy concerns you may have. To that end, we have set forth our privacy policy for handling the information you share with us online. We want your decision to do business with us to be an informed one.
1. Collecting Information
When you visit our Website, we may collect information about you that you voluntarily choose to share with us. This identification information may include, but is not limited to, your name, your physical address, your e‑mail address, your telephone and fax numbers, details of your real estate and lending needs and preferences, and other details of your life.
What may be less obvious to you is that, when you visit our Website, we may collect data involving your usage through the use of “cookies” (i.e. small text files placed on your computer by a Website), Web server logs, and other Web tools. This technology allows us to customize your online experience, as well as track your Internet use. The tracking data we collect may include, but is not limited to, the date and time you visit, the time you spend, the Web pages you view, the other Websites you visit, your search queries, and basic information about your computer, such as your Internet Protocol (“IP”) address, your domain name, your browser type, and the name of your Internet service provider. You may deactivate cookies if you do not want your browsing to be tracked, but doing so may hinder your online experience.
When visiting our Website, you may be directed, through hyperlinks, to other Websites that are beyond our control. Furthermore, when you are visiting our Website, other companies, such as third party advertisers and sponsors, may be gathering information about you. This Privacy Policy does not cover the collection of information by those other companies and Websites. Although we encourage third parties to provide their own privacy policies, we are not responsible for their activities, such as how they handle the information they collect online.
2. Using Information Collected
We primarily use the identification information you voluntarily share with us to customize your online experience and to do what you have asked of us. We also use your identification information to tell you about our products and services, but you may instruct us not to send communications to you by following the procedure indicated below under “Contacting Us.” On occasion, we use your identification information to validate your identity. As for usage tracking data, we primarily use that information to operate and improve our Website, and to further our marketing efforts.
As a general rule, we do not share your information with unaffiliated third parties. We may, however, share your information with our own personnel and our service providers to the extent necessary to fulfill your requests. We may also share your information with our affiliates, but we will not share it with unaffiliated third parties for direct marketing purposes. We reserve the right to disclose your information under limited circumstances, such as to cooperate with law enforcement or judicial authorities as required by law or legal process, to protect our own legal rights, or to protect the public good.
Whenever you are online, you run the risk that the information you give out will fall into the wrong hands. Although we implement and maintain reasonable security procedures and practices to safeguard your privacy, we cannot guarantee the security of any information you provide to us. We accept no responsibility or liability for the activities of third parties.
3. Updating Information
If you would like to review the information about you that we have collected through our Website, or to change that information, you can make that request by following the procedure indicated below under “Contacting Us.” We may require that you verify your identity before we process your request.
4. Facebook Data
The Website may include “Connect” or “Login” with Facebook buttons, which are strictly optional. The only information and data we collect includes public information such as displayed name and email (if public). The purpose for Facebook buttons is to allow online forms to be filled out quickly without the need to re-type basic information.
5. Updating Our Privacy Policy
We may, from time to time, change our Privacy Policy. Please check back often as we will post our updated Privacy Policy on our Website and insert a new “Effective Date.”
6. Contacting Us
If you would like to send us a request as indicated above, or if you have any other questions or concerns regarding our Privacy Policy, you may contact us using the CONTACT page, or please feel free to call anytime.
7. Effective Date: This Privacy Policy is effective as of 2/07/2014.
Privacy Policy
At Next Level Lending LLC, your trust and the security of your information is very important to us. This Privacy Policy explains what we do to protect and maintain your information and to let you know how you can limit the information that we share with others.
“Site” refers to this Internet web site (www.nllfl.com) and its related services. “You” or “User” refers to a registered user of this Site. “Next Level Lending LLC” or “We” refers to Next Level Lending LLC.
This Site contains links to other sites
Next Level Lending LLC is not responsible for the privacy practices of the content of any other Web sites to which We link or to which We are linked. We encourage You to read the posted privacy statement whenever interacting with any web site.
The Work Space
This area of the Site is for the benefit of Users. The private and shared Work Space areas of the Site help to facilitate communication and the exchange and sharing of information. The information contained in private work spaces shared between Users and Next Level Lending LLC is not used for any purposes other than to facilitate communication and the exchange of information between the parties involved.
Information We Gather
We collect nonpublic personal information about You, including:
- Information We receive from you on applications, online registrations or other forms (such as your name, address, phone, fax, email address, street address, assets, income, debt and more).
- Information about your transactions with us, our affiliates or others (such as account balance, transaction history or information about our communications with you).
- Information about your creditworthiness, credit history and other facts about you that We obtain from consumer reporting agencies or from providers of marketing and demographic information.
- Information about your employment, employment history, your past real estate transactions, your property insurance coverage and more.
We are required by law to verify the information that you provide to us but We greatly appreciate your honesty in accurately representing your financial information, history and ability to repay any current or future credit obligations.
Automatically Gathered Information
Next Level Lending LLC automatically collects your browser type and browser software version to tailor the presentation of the services to your platform and to maintain a record of your activity on the Site. Next Level Lending LLC may also use cookies to enable users to specify unique preferences and to track user trends and patterns. Users always have the option of disabling cookies via their browser preferences. If You disable cookies on your browser, please note that some parts of our Site may not function as effectively or may be considerably slower. As an automatic process, our web server software records a log file of IP addresses that access the Site. We also collect IP address information but do not ordinarily link IP addresses to Users Nonpublic personal information. However, We can and will use IP addresses to identify a User when We, in our sole discretion, determine that it is necessary to enforce compliance with our Terms and Conditions of Use or to protect our service, Site, customers or others.
Information Use and Disclosure
Protecting the Confidentiality and Security of Your Information
Keeping financial information is one of our most important responsibilities. Only those persons who need access to your information to perform their job responsibilities are authorized to access your information. We take commercially reasonable precautions to protect your information and limit disclosure by maintaining physical, electronic and procedural safeguards.
We share your information with others as required by law or as necessary to obtain credit approval for your loan.
With Affiliates of Next Level Lending LLC
We do not share your information with affiliates.
With Third Party Service Providers, Joint Marketers and as Otherwise Permitted by Law
We do not share data with third parties for marketing/promotional purposes.
We may work with non-affiliated companies or organizations to provide services on our behalf in connection with obtaining approval for your loan or to provide you with opportunities to buy products or services offered by us or jointly with other financial institutions. As a result, we may disclose some of the information that we gather from you. For your protection, we require that these companies keep all personal information confidential.
We also may disclose some or all of the information that we collect as permitted by law. For example, we may share personal information:
- With regulatory authorities and law enforcement officials
- To protect against fraud
- To report activity to credit bureaus
- To respond to a subpoena
Opting Out
You may opt out, that is, you may direct us not to share your information, by calling us at 813-509-9222 .
Registration Information
We use nonpublic personal information for our own internal purposes including contacting You via email to inform You about updates to our services and providing You with other information that we deem necessary. We reserve the right to disclose your information as required by law. We do not rent or sell our Users nonpublic personal information to third parties.
Advertising
At this time, we do not display banner advertising on our site, but we may send You email communications including information that we think may be of interest to You. You may opt out of receiving these promotional email communications at any time by contacting us.
Demographic Information, Surveys and Contests
The demographic information that Next Level Lending LLC collects in the registration process and through online surveys may be used to help us improve our services to meet the needs and preferences of our Users. This may include targeting advertising to You about our services. Information we gather through a contest may also be disclosed to third parties as necessary for prize fulfillment and other aspects of any contest or similar offering.
Comments Submitted by Users
Next Level Lending LLC constantly seeks to improve the quality of the services We provide and the User experience on the Site. We value your input and encourage You to help us expand and make improvements to the Site by providing Us with any thoughts or comments You might have regarding our services or the operation of the Site. You can submit any comments by contacting us. If You provide this information, we will only use it to acknowledge or respond to your comments. In certain circumstances, we may ask for your permission to post your comments in marketing or promotional materials.
Security
We will use commercially reasonable methods to keep nonpublic personal information securely in our files and systems. Please note that with current technology, we cannot guarantee the security of your data as it travels over the Internet.
How We Respond To Browser Do Not Track Requests
Next Level Lending LLC and other parties not affiliated with us may collect nonpublic personal information about your online activities over time and across different websites when you use our website or the services offered on our website. Industry standards regarding how to handle “Do Not Track” requests from web browsers are still evolving and there is currently no set of industry standards for handling such requests. As such we may not separately respond to or take any action with respect to a “do not track” configuration set in your internet browser. At this time, we do not have any protocol in place that allows you to opt-out of internet tracking. If you have any questions regarding our internet tracking methods please contact us.
Correcting/Updating Your Information
To correct and/or update your information, please contact us.
Contacting Us
If You have any questions about this Privacy Agreement or the practices of this Site, you may contact us at:
Next Level Lending LLC
Customer Service
16223 Bridgecrossing Drive
Lithia, FL 33547
Licensing
Please contact us with questions regarding our licensing.
Terms & Conditions
THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE.
This website has been established by Next Level Lending LLC for the sole purpose of conveying information about Next Level Lending LLC’s products and services and to allow communication between Next Level Lending LLC and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of Next Level Lending LLC agreements and disclosures that govern its products and services.
From time to time Next Level Lending LLC may place links to other websites on this page. Next Level Lending LLC has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.
The information and materials contained in this website are owned by Next Level Lending LLC or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.
You must not:
- Republish material from https://www.nllfl.com/
- Sell, rent or sub-license material from https://www.nllfl.com/
- Reproduce, duplicate or copy material from https://www.nllfl.com/
- Redistribute content from https://www.nllfl.com/
Next Level Lending LLC makes no warranties of any kind regarding the products and services advertised on this site. Next Level Lending LLC will use reasonable efforts to ensure that all information displayed is accurate; however, Next Level Lending LLC expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. Next Level Lending LLC is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if Next Level Lending LLC has been informed of the possibility of such loss or damage.
Protecting the privacy of your children is essential. For that reason, our website is not structured to attract children under the age of 18. Parental consent is required for children under 18 to create an online banking profile.
Other important information:
We occasionally use third parties such as Facebook and Google to serve you targeted ads based on behavioral data that they collect on websites that you visit across the internet. Technology such as cookies and web beacons are used to collect this data. The data collected is not personal information and does not identify you as an individual. You can limit the collection of this data by modifying your browser settings and ad settings on various platforms, including: Chrome, Microsoft Edge, Firefox, Safari, Facebook’s Ad Settings, and Google’s Ad Settings.
This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.
Accessibility Statement
General
Next Level Lending LLC strives to ensure that its services are accessible to people with disabilities on its website: www.nllfl.com. We have invested a significant amount of resources to help ensure that our website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Accessibility on our Website
www.nllfl.com makes available the UserWay Accessibility Widget that is powered by a dedicated accessibility server. The software allows the site to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).
Enabling the Accessibility Menu
The UserWay accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner of the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.
Disclaimer
Next Level Lending LLC is committed to continuing our efforts to constantly improve the accessibility of our website and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities. Despite our efforts to make all pages and content on our website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
Here For You
If you are experiencing difficulty with any content on our website, widget, any of its services or require assistance with any part of our site or software, please contact us during normal business hours as detailed below and we will be happy to assist.
Contacting Us
If you wish to report a problem, have any questions or need assistance, please use the contact form to send us a message.
NMLS Consumer Access